32 Year old wife and mother of 2, Account Manager
$500,000 policy, $41.00 / Month
Recently diagnosed with Stage 3 Breast Cancer
Received $280,000 in Living Benefits
When Annie and her husband bought their first life insurance policies shortly after getting married, they were able to purchase a cheap life insurance policy online through a quoting engine. Annie and her husband felt at ease knowing that they had protection in place, just in case the worst occurred.
It wasn't until years later that a family friend introduced them to a new, modern twist on life insurance - Living Benefits. After taking some time to learn about the concept, Annie instantly recognized the value of having financial protection for dozens of "what-ifs" other than just death - especially since it didn't cost her and her husband anything extra to have the Living Benefits options. Two years later, Annie's decision to switch from a traditional policy to a Living Benefits policy proved to be a crucial one. A surprise Stage 3 breast cancer diagnosis activated the Living Benefits options in her policy, and she was able to get $280,000 in her hands immediately. Under her old policy, she would not have received a dime - after all, she was still alive!
That money took all of the financial worries out of Annie's equation. She still had a battle to fight as she navigated time off work and cancer treatments, but having that Living Benefits money in her bank account made a world of difference for her and her family. She could take her time recovering before heading back to work. She could explore the very best treatment options for her illness, without worrying about what her health insurance would cover.