Living Benefits Testimonials
Living Benefits have been around for 20 years, yet most Americans still don't know what they are or what they do. Living Benefits allow policy-holders to access their death benefit to get money in their hands when they need it most if they suffer a heart attack, stroke, cancer, or other qualifying illness. And the best part is, these benefits come at NO EXTRA COST.
The Hay Story
IUL & Living Benefits
Elizabeth Martinez Genova
When Amanda Thomas was diagnosed with thoracic cancer shortly after delivering their fourth child, her family’s world was turned upside down. She would spend a year out of work while undergoing grueling chemo treatments. Her job dropped her from their health insurance. Her paychecks stopped coming in. Meanwhile, the medical expenses were piling up. Thankfully, Amanda and her husband Eugene had prepared for this very situation back when she was healthy by putting a Living Benefits life insurance plan in place for their family. Utilizing her policy’s built-in Critical Illness rider, Amanda was able to accelerate $405,000 of her life insurance policy's death benefit to get a tax-free check for $343,000 in her hands.
Kevin Hay was a perfectly healthy man in his 40's, running a successful chiropractic practice and raising six kids with his wife, Shannon. He started funding an IUL policy with Living Benefits as a means to plan for retirement. Kevin had no way of knowing how that decision would wind up shaping the future of his family for generations to come. Watch as Shannon tells the story of the three separate times that Kevin's IUL plan sprang into action for his business and his family when it was needed the most.
Elizabeth Martinez Genova was busy living her life to the fullest. She had served in the military, graduated law school, raised a wonderful son, and spent her spare time traveling the world and exploring different countries and cultures. When her friend Alberto Carballeira approached her about Living Benefits life insurance, she was hesitant at first. But after learning about how Living Benefits could allow her to access her death benefit while she was still living if she ever got sick, Elizabeth saw the value in it and put a policy in place for herself. That decision would prove to be one of the most important and impactful choices she ever made.
Rickson & Bianca Amorim
Heart Attack Survivor
Latasha McCray had all of her ducks in a row - she was in perfect shape, had a great job and a financial plan for the future. But when a breast cancer diagnosis turned her world upside down, Latasha found all of her well-laid plans crumbling around her. Watch as Latasha tells the story of how her Living Benefits life insurance plan sprung into action at the time she needed it most, leaving her plenty of money to replace her lost income and pay for all of her medical treatments en route to a full recovery.
Rickson Amorim had built a successful career helping his clients protect themselves with a revolutionary new kind of life insurance. He never imagined he would find himself utilizing his own Living Benefits policy after an out-of-the-blue medical emergency. Watch as Rickson and his wife Bianca tell the harrowing story of a sudden, unexplained cardiac arrest that left him clinging to life in a coma. His Living Benefits life insurance policy paid out over $250,000, leading to a miraculous recovery and ensuring a bright, healthy future for Rickson and his new bride.
When busy mom and small business owner Natalia Oliveira began feeling pain in her back that wasn’t going away, she went to the doctor to get it checked out. Cancer was the furthest thing from her mind. Watch as Natalia shares the story of her diagnosis and ensuing battle with Hodgkins lymphoma. Her Living Benefits life insurance policy kicked in to put $280,000 in her hands, saving her family and business from financial ruin.